How
much can I borrow?
Our
brokers can arrange secured
loans and mortgages for any
amount from £500 to
£500,000. However, there are
a few factors to take into
consideration such as
available monthly income and
your property's equity. The
most important
considerations are that you
can afford the monthly
repayments and that you are
a homeowner/mortgage payer.
Simply put on the
application form how much
you would like to borrow and
our brokers shall endeavour
to meet your requirements.
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Over
what period of time can I
spread my loan or mortgage
repayments?
This
is of course up to you, and
depends on how much you can
afford each month. Our loans
are usually available over 3
to 30 years. The repayment
guide should help you.
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What
can I use the loan for?
Anything you want, there are
no restrictions. Maybe you
need to reduce your monthly
outgoings by paying off all
your debts, leaving you with
one lower and more
manageable monthly
repayment. Or perhaps you
would like to buy a new car,
boat or caravan. What about
new windows, conservatory or
maybe an extension? It
really is up to you.
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What
happens if I'm ill and can't
work or I'm made redundant?
We
offer and recommend,
optional accident, sickness
and redundancy cover to give
you complete peace of mind.
Life assurance is also
available and some plans
offer this free.
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Is my
application confidential?
Yes
completely. All applications
are treated in the strictest
confidence.
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What
happens if I want to borrow
more?
All
you have to do is contact us
and our brokers we will
process your application. As
we already have your details
this is a simple matter and
we will send you a cheque if
successful.
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What are
Tenant Loans?
Tenant Loans are available
to non homeowners yet
resident in the UK and the
amounts available are from
£250 to £25,000 and can be
taken over 3 to 10 years.
All applications are handled
quickly and can often take
only 3 - 4 days to complete.
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Can I
repay the loan before the
end of the contract?
You
can make lump repayments or
settle the loan completely
whenever you like.
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