Apply for a secured loan today for a decision in
hours!
We specialise in secured
homeowner
loans
for residents in the UK. All
transactions are completed
privately on-line in the comfort
of your own home.
Enjoy a fast, hassle-free,
no-nonsense service from a company
that cares, with years experience
and the determination to get what
you want!
Turned
down elsewhere? We like to say yes!
Self-employed
welcome, with or without proof of income! Poor credit history, CCJs, arrears,
defaults? No problem!
Negative equity? No problem, we should still be able to help!
We work harder to get what you need.
What to do next!
Most importantly, you need to
complete our loan enquiry form which will enable us to give you a
FREE quotation without any commitment by you and as
we probably have the most broker and finance company options available
we will provide the best terms and your loan
enquiry will be processed as swiftly as possible.
About Secured Loans!
It is often essential to raise finance for major purchases including for example house related investments such as adding a conservatory or a loft extension. One method for raising this finance is to borrow money with security put down against the loan. This effectively guarantees the loan by assigning rights to the security in the event of a loan default. Such a loan backed by collateral is usually called a
secured loan.
One of the most frequently used assets as security in such an arrangement is a house, or that portion of the equity in a house which is not already granted as security for other loans. This type of loan is usually quicker to arrange and more attractive interest rates are available as it is a safer proposition for the lender. In nearly all circumstances the lender will be able to recover their money. Because of the lesser risk profile of the secured loan it will often be attractive to those with a less than perfect credit history. The secured loan is therefore an option for those with equity tied up in property who are seeking low interest rates or have experienced problems getting an unsecured loan, or for whom an unsecured loan is not otherwise an option.
Secured loans can usually be arranged without punitive fees like those which a standard remortgage will attract. For this reason it is often a preferred route for those seeking to release capital from their real estate investments.
The capital which a secured loan releases can usually be used for any purpose including home improvements, buying a car, take a once in a lifetime holiday, and management or consolidation of other debts. By consolidating many short term debts into one larger long term secured loan the monthly payments to service the debt can be substantially reduced making a significant difference to the month to month finances of the debtor.
