The Site is controlled and operated by Loans
Direct from the United Kingdom and complies with
English law.
This site is intended for UK residents, and only they may
apply for any of the services on offer. Further terms and
conditions will apply.
Those who choose to access the Site from other locations do so
on their own initiative and are responsible for compliance
with any applicable local laws.
1. No material from this Site may be copied,
uploaded, posted, modified or distributed in any way, except
that you may download one copy of the materials on any single
computer for your personal, home use only, provided you keep
intact all copyright and other proprietary notices. The use of
any such material on any other Web site or computer
environment is prohibited.
2. It is a condition of use of this Site that
you accept and agree to the following terms and conditions of Loans
Direct ("the Company"). No other terms
shall apply unless stated below. The Company may vary these
terms from time to time and the revised terms will be deemed
to apply at the relevant time in respect of your application.
By proceeding to enter the Site you agree to be bound by the
following:
i. The Company reserves the right to alter
or delete material from the Site at any time and may, at any
time, revise these terms by updating this posting. You are
bound by any such revision and should therefore periodically
visit this page to review the then current terms.
ii. While the Company uses reasonable
efforts to include accurate and up to date information in
the Site, the Company makes no warranties or representations
as to its accuracy. The Company assumes no liability for any
errors or omissions in the content of the Site.
3. Customer Declaration
I/We agree that you Loans Direct may search the files of
a licensed credit reference agency or agencies, who will keep
a record of the search, to confirm my/our particulars and for
the purpose of credit assessment. I/We agree that you may
provide details of this application to a lending company who
will also search the files of a licensed credit reference
agency or agencies for the same purpose. A record will be kept
of such searches and maybe used by other lenders in assessing
future applications for finance by me/us and members of my/our
household and for occasional debt tracing and fraud
prevention.
4. The Company provides the Site for your
general interest and information only. The Company makes no
representation or warranties about the accuracy or suitability
of any product or purpose of any content of the Site and all
other implied warranties are excluded to the fullest extent
permissible under English law. By using the Site you hereby
agree not to rely on any of the information contained herein.
Under no circumstances shall the Company be liable for any
direct, incidental, special, consequential, indirect or
punitive loss or damages that result from the use of the
materials on the Site or the materials in any sites linked to
the Site or any services offered on the Site whether by the
Company or its commercial partners. The Company shall have no
responsibility in respect of any goods or services brought by
you from any other organisation referred to on this Site.
Privacy Statement
It is important that you are aware of, and give consent to,
the manner in which your personal data is used by Loans
Direct.
The personal data you provide to us in the application form is
transmitted over a secure (SSL) connection. This encrypts the
data to guard against interception by a malicious third party.
Before sending the application, please ensure that you have
read and accept the Data Protection Notice.
The information you supply to us will be used and processed by
us in any media for the purposes of:
i. Providing the information to and searching the files of
one or more licensed credit reference agencies (such
agencies will keep a record of such search to confirm the
information and for the purposes of credit assessment or
account administration)
ii. To disclose the information to credit reference agencies
when requested by them for consideration of any future
applications for finance made by you or members of your
household/family or for fraud prevention and/or tracing
debtors - the agencies may also disclose your information to
other lenders for these purposes.
