Even if you feel great and on top of the
world now, nobody can predict what the future holds.
Unemployment and long-term sickness can affect anyone. For
that reason alone, you should seriously consider protecting
your payments.
The amount it will cost is nothing for complete
peace of mind, for you and your family.
There are no complicated forms, and as long as you are 18-60
years old, you will be accepted. Most of the policies include
FREE LIFE ASSURANCE, making the overall package extremely
attractive (terms and conditions vary between lenders, please
check them).
Self-employed customers are not offered all the benefits. For
example, redundancy cover is clearly not relevant, but many
banks will offer such things as hospitalisation cover. Ask for
details. An important point is that all policies offered by
our lenders allow for both applicants to be covered, so bear
this in mind if making a joint application and if you are both
employed.
BONUS - some of our lenders rebate the monthly premiums at the
end of the term if no claims have been made, so as well as
protecting your payments, the policy acts as a kind of Savings
Plan!
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